Owning a home on the coast has many advantages, not the least of which is the proximity to the beaches for fun in the sun. But hurricane season comes every year and it is wise to take precautions to protect your home. Not only can you prevent more serious damages, but you can also save money on your homeowner's insurance. Many companies will offer discounts for "wind mitigation" features added to your home, such as protection for your roof, doors, and windows. It is a good idea to take these preventative measures before the hurricane season begins. This is when you have the time to implement them correctly.

Clean the Gutters

The role your home's gutters play in preventing damage to your residence during a hurricane may not have factored into your prevention plans. However, these seemingly innocuous roof additions are helpful in reducing some of the potential water damage your home could suffer. If your gutters are clogged, water can collect in multiple areas around your home.

Gutter cleaning prevents water from spilling on the roof and around the edges of the home, which prevents severe damage to your roof, gutters, and foundation.

Install Storm Shutters on the Windows

Storm shutters are standard wind mitigation components to your home that help prevent or decrease the possible wind damage that a hurricane brings. Storm shutters are sturdy coverings that serve as a protective barrier for your windows and doors, protecting the glass from breaking and the wind and water thus entering the home. Most often they are made from metal, polycarbonate, or wood. They can be made in an accordion, roll-away, or an awning style, and they can be either permanent fixtures or temporary coverings.

Trim Dead Tree Branches

Tree limbs can become flying missiles in your yard and are one of the major sources of insurance claims during large storms and hurricanes. Examine your trees carefully and remove any dead branches or limbs that could become problematic. If the tree itself is dangerously large and close to the home, you may want to consider removing the entire tree through a tree removal service. This can be expensive, but it is still less expensive than what you could pay if it causes damage to your home.

There is no time like the present, and hurricanes are a very real possibility for many coastal areas in the U.S. Applying these and other wind and water mitigation additions to your home may cost you in upfront fees, but the money they will save you by preventing serious damages during severe weather is much more.

Still concerned about water damage? Check out this article to learn how to better protect your home.